Terms and Conditions

1. Acceptance of Terms

By accessing and using this website, the User expressly agrees to these General Terms and Conditions, as well as to any amendments that may be introduced. If you do not agree with these Terms, you must not use the website.

2. Contact Requests and Marketing

By submitting their data when requesting contact, the User expressly authorises Profitpulse, LDA. to send information regarding services that may be of interest to them, and further authorises the use of their personal data for direct marketing and advertising purposes, via email or telephone contact.

3. Limitation of Liability

Profitpulse, LDA. shall only be liable for damages that the User may suffer as a consequence of using the website when such damages are attributable to it as a result of its wilful misconduct. It shall not be liable for damages or losses of any nature that may result from, including but not limited to:

(i) Delays or blockages in usage caused by Internet deficiencies or overloads; (ii) Possible security errors or deficiencies that may occur due to the User’s use of an outdated or insecure browser version, or for any damages, errors, or inaccuracies that may result from the malfunction thereof.

4. Intellectual Property

All contents of this website (including texts, images, graphics, logos, and design) are the property of Profitpulse, LDA. and are protected by national and international regulations on industrial and intellectual property. The reproduction, alteration, copying, use, distribution, commercialisation, public communication, or any other use of the information contained on the website, carried out without the authorisation of Profitpulse, LDA., constitutes an infringement of current legislation regarding intellectual property. In no event shall it be understood that a licence is granted, or that the aforementioned rights are renounced, transmitted, or assigned, in whole or in part, without the prior express authorisation of Profitpulse, LDA. or the respective holders.

5. Contact Information and Credit Intermediation

Profitpulse, LDA., acting under the brand DS Ferreiras, operates as a Credit Intermediary and has the following legal framework:

  • Corporate Name: Profitpulse, LDA.

  • Tax Identification Number (NIPC): 518297462

  • Registered Office: Estrada Do Paraíso, Edifício Labisa, Bloco 1, Loja D, 8200-559 Ferreiras, Albufeira.

  • Registration No. with the Banco de Portugal: 0007892

Profitpulse, LDA. is a Tied Credit Intermediary (Intermediário de Crédito Vinculado), with registration no. 0007892, authorised by the Banco de Portugal to provide consultancy services and authorised to provide credit intermediation services (Presentation or proposal of credit agreements to consumers; Assistance to consumers by undertaking preparatory acts or other pre-contractual management work regarding credit agreements that have not been presented or proposed by itself).

  • Credit agreements covered: Housing Credit (Crédito à Habitação) and Consumer Credit.

  • Lenders or groups of lenders with whom it maintains a binding agreement: UNICRE – INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.; BANCO SANTANDER TOTTA, S.A.; BANKINTER, S.A. – SUCURSAL EM PORTUGAL; BANCO BPI S.A.; CAIXA GERAL DE DEPÓSITOS, S.A; ABANCA; CORPORACIÓN BANCARIA, S.A., SUCURSAL EM PORTUGAL; BANCO CTT, S.A.; UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) – SUCURSAL EM PORTUGAL; NOVO BANCO, S.A.